Over 50s Life Insurance

Over 50s, Over 60s and Over 70s Life Insurance

If you're over fifty, you may be expecting it to be hard to find life insurance. But as we start to live longer, insurance companies are realising that the over-fifties want to insure their lives for perhaps forty or more years. With people living well into their seventies, eighties and longer, there is an increased need for life insurance for this age group.

Engage Mutual Assurance

What Life Insurance do Engage Mutual Assurance provide?

Engage Mutual Assurance provide life insurance for UK residents aged between 50 and 80, with low cost premiums that are guaranteed never to rise. This is a whole of life policy, which means that your cover lasts for as long as you pay the premiums. On death, the policy guarantees to pay out a tax-free cash lump sum to your loved ones. Cover starts from as little as £8 per month, and Engage Mutual Assurance offers guaranteed acceptance with no medical

Get your Engage Mutual Over 50s Life Insurance quote here >>

Liverpool Victoria 50 Plus

What Life Insurance do Liverpool Victoria provide?

Liverpool Victoria provide life insurance for UK residents aged between 50 and 80, with low cost premiums that are guaranteed never to rise. Premiums start from £8 per month and Liverpool Victoria guarantee to accept you for life insurance as long as you are a UK resident aged 50 to 80 when your policy starts.

Get your Liverpool Victoria 50 Plus Life Insurance quote here >>

Traditional Life Insurance that caters for the over-50s

What happens as I get older?

Many companies will stop covering you when you reach a certain age (normally around 70). So how do you get life insurance now? If you choose not to take a whole of life policy like the one with Engage Mutual Assurance, you could still take out traditional life insurance. Even if you're 65 you can take out a 5-year plan with Direct Line.

Which policy?

You'll need to choose between Life Cover and Mortgage Life Cover. Life Cover provides a lump sum that remains at the same level throughout the term of the policy.

Mortgage Life Cover provides a lump sum that reduces during the term of the policy in line with the capital reduction of a typical repayment mortgage. Because the amount of the lump sum reduces, the premium for this type of cover is usually cheaper than level Life Cover

Marks and Spencer

The place where the over-50s used to buy their y-fronts now covers people up to the age of 75, with a well-thought out policy. An online quote is available. Marks & Spencer Life cover has a minimum term of 2 years and a maximum term of 50 years.

Cover must cease before your 70th birthday, or if the term is for 10 years or less, before your 75th birthday.

Marks and Spencer give you a 5% saving when you buy online.

Click here to visit Marks and Spencer Life Insurance

Direct Line

Direct Line will let you take out a policy if you're under 65. Cover currently stops at 70. They offer an online quote service.

In some instances they may require you to provide a simple medical report or to undergo a simple medical examination. In most cases this can even be carried out within the comfort of your own home. If you require such a medical, free accidental death cover will be put in place for you in order to allow the time for the medical process to be carried out.

Click here to visit Direct Line Life Insurance